Opinion

LETTER: Reminds me of dad
Opinion

LETTER: Reminds me of dad

To the editor: My compliments to Brenda Kelley Kim for her article entitled "Words matter" in the Marblehead Current of Nov. 30. Her story about her father reminds me of my father; he once advised me, "Say what you mean, and mean what you say.” He gave me that advice only once, long ago, but I still remember it. He was well respected in Sherborn, where we lived, and he served as town moderator there for many years. Tim Parker Arthur Avenue
ANALYSIS: Why mortgage rates will fall
Opinion

ANALYSIS: Why mortgage rates will fall

I have read and heard several comments suggesting that the increase in the 30-year fixed-rate mortgage (FRM) this year has been a direct result of the increase in the Federal Reserve's Fed Funds rate (FF). This is not correct. As I will demonstrate, the FRM is determined by market forces, and in particular by the extra yield—the "spread"—which investors require when buying pools of mortgages (mortgage-backed securities, or MBS), as compared with the risk-free yield available with the 10-year Treasury note (10T), which has the nearest duration to the expected life of a pool of mortgages. In contrast, the FF is the rate that banks use when setting their prime rates. When the FF increases, banks increase their prime Rates and therefore the interest rate on those loans whose rates ar...
ANCHORS AND SAILS: Words matter
Opinion, Viewpoints

ANCHORS AND SAILS: Words matter

“Words matter, and the right words matter most of all. In the end they’re all that remain of us.” ---John Birmingham This quote is what I would call "preaching to the choir" because who could possibly disagree that words matter? Perhaps they aren't all that will be left of us after we're gone, but what we say in this life will be a huge part of our legacy. Do writers have a monopoly on knowing what to say and how to say it? Trust me; we don't. My father started out as a chauffeur and wound up running his own construction company. He wasn't a writer, but he was known for always knowing exactly what to say. He could come up with the right words for almost any situation, written or spoken. It's an old family legend that when he was running for the school committee in Nahant, his oppone...
EVERYTHING WILL BE OKAY: The power of ‘And’
Local News, Opinion, Viewpoints

EVERYTHING WILL BE OKAY: The power of ‘And’

In these divisive times, I find myself searching for that place on the human Venn diagram where we can connect, find common ground, calm anger down. I try to visualize what else besides the Venn circles overlapping would be a good symbol for mutual respect, which is essential to compromise, such as bridges or handshakes, when I see it literally right in front of me. The ampersand, symbol of that simple grammar bridge, “and.” Like much of my most loved home decor, the wooden ampersand that sits on top of my bookcase near my writing desk was purchased at Home Goods. Its prominent place in my favorite room acts as a nudge, reminder, guide to something I learned long ago – “and” is a superior bridge to understanding and connection than “but.” Here are some examples. The recent spate (upon ...
LETTER: ‘This (reportorial) porridge is just right’
Local News, Opinion, Viewpoints

LETTER: ‘This (reportorial) porridge is just right’

As a one time journalist, broadcaster, avid consumer of news and fifty year resident of this "blessed" community let me paraphrase Goldilocks, "Ahhh, this (reportorial) porridge is just right, she said happily and she ate it all up." So did I. News you can really use. Local to a fault. Professional, pertinent writing with a clean look and appealing photography. A subtle double entendred name. Oh, all that on real paper delivered to the door and somehow non-profit. Democracy and the Town can't work without it. - Respectfully, Jerry Wishnow, Bubier Road
MARBLEHEAD CHRONICLES: Earliest Marblehead home to Naumkeag
Opinion

MARBLEHEAD CHRONICLES: Earliest Marblehead home to Naumkeag

Marblehead is a small peninsula surrounded by ocean, with a large, deep safe harbor, and sheltering offshore islands. These are the physical elements that have always made Marblehead a desirable place to live and work. There is some evidence that Vikings fished here along the North Shore, and European explorers, trappers and adventurers came to the area in the late 1500s. Englishman John Smith mapped the coastline in 1616 and was the first to call the region “New England.” Geography has defined Marblehead’s settlement; its growth and personality are based on its location.  English explorer John Smith mapped the region, naming it New England in 1616. Before recorded history, the first known inhabitants of North America were Native Americans. It is acknowledged that the lan...
COLUMN: Local actions have global consequences 
Opinion, Viewpoints

COLUMN: Local actions have global consequences 

Over the past several weeks, the United Nations Climate Conference COP27 in Sharm el-Sheikh, Egypt, has highlighted how our actions here at home affect global climate, impacting countries rich and poor throughout the world. At this contentious summit, developing countries — where the biggest climate damages are — criticized wealthy nations — which caused the problem by burning coal, oil and gas — for not helping to rescue them from the worst impacts of a warming planet. And, although compensation to developing nations is important, critics are also saying that the U.S. and other large polluters should be focused, first, on cutting their OWN carbon pollution. A recent Marblehead letter to the editor echoes this sentiment. The letter writer called church bell ringing to sound the alar...
ANCHORS AND SAILS: Haul out the holly
Opinion, Viewpoints

ANCHORS AND SAILS: Haul out the holly

“It is tenderness for the past, courage for the present, hope for the future. It is a fervent wish that every cup may overflow with blessings rich and eternal, and that every path may lead to peace.”---Agnes M. Pharo This quote was written to reference Christmas; I looked it up. However, it could apply to almost any holiday. Easter? Absolutely. Memorial Day? No question. Yom Kippur and Rosh Hashanah? Completely. What holiday isn't about tenderness, courage, and hope for the past, present, and future? OK, perhaps St. Patrick's Day, at least the way many celebrate it, but as someone who is 100 percent Irish, I can say with certainty that it's about all that and more.  As we head towards colder weather and the holiday season, there is much to do. Many homes will host dozens of rel...
EDITORIAL: You have questions. We have answers.
Opinion, Top Stories, Viewpoints

EDITORIAL: You have questions. We have answers.

A few weeks ago, Marblehead’s only non-profit newspaper rebranded as the Marblehead Current, rolling out a fresh, distinctive look across our website, social media presence and every other point at which we reach Marbleheaders. Today, we add to the family our first weekly print edition. In so doing, we join the ranks of only a handful of papers that have served this town throughout our history. Welcome to a proud Marblehead journalistic tradition, Marblehead Current! We’re thrilled with the reception and enthusiasm we’ve gotten from the community, and wanted to take the opportunity to answer some of the most common questions we’ve been hearing. Question 1: Is this the paper we have already been getting in the mail?No, that’s the Marblehead ...
EVERYTHING WILL BE OKAY: Thanksgiving at home
Culture, Opinion, Top Stories, Viewpoints

EVERYTHING WILL BE OKAY: Thanksgiving at home

Virginia Buckingham serves on the Marblehead Current’s Board of Director. Buckingham is formerly the chief executive officer of the Massachusetts Port Authority, chief of staff to two Massachusetts governors, deputy editorial page editor for the Boston Herald and author of 'On My Watch A Memoir.' 'Everything Will Be Okay' will be a weekly column.  “Think about whence you came, where you are going and to whom you must account.” – Benjamin Franklin I’m thinking about the meaning of “home” this Thanksgiving season. I’ve lived in Marblehead for 25 years, and, without question, consider this beautiful place home. Yet, like many of our 20,000 residents, I made this my home after a move or two from other states, other cities, other towns. I bought my first house here but took my f...